Requesting less than you spend means that you'll unnecessarily pay taxes on some of your income.
If you’re not on track to use up your entire designated allowance, now might be a good time to do that house project or redecorating you’ve been considering.
Most of what goes on in the world around us is completely outside our control.
If we imagine broadly and consider potential consequences up front, perhaps we can avert calamitous scenarios suggested in these and other works of SF.